Community Rating System (CRS) for the WestCOG Region


In the WestCOG Region, many communities are impacted by coastal and riverine flooding and in response to this have taken up mitigation efforts. WestCOG aims to capitalize on these efforts through FEMA’s CRS program, which provides reduced flood insurance rates for residents in participating communities. These activities are broken down into “CRS credits” with every 500 credits earned representing 5% savings on flood insurance premiums. As a regional program, the Regional CRS Program aims to provide up to 600+ CRS credits for all participating municipalities. Additionally, the communities wish to earn credit for additional activities performed at the municipal level, which can provide an additional 500 – 1000 (for a total of 10 – 15 % savings) depending on the community. In this capacity WestCOG can provide a cost saving program by removing redundant efforts between municipalities while reducing flood insurance costs for citizens in participating communities.

Regional CRS Implementation Report (Funded by CIRCA)

As part of the reporting requirements established by CIRCA’s Municipal Resiliency Grant program, WestCOG drafted a Project Report for its Regional CRS Program Implementation. It includes an over view of the project, methodology, and lessons learned. The document can be viewed here:

File is currently under construction:

Real-Time Water Gauge Information

USGS Current Conditions in Connecticut

Elevation Certificates Inventory

(Links are currently under development.)

  • Danbury
  • Darien
  • Greenwich
  • New Milford
  • Norwalk

The National Flood Insurance Program

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. More info at:

Regional Flood Protection Information Library

The flood information documents below apply to all participating communities.

  1. Above the Flood: Elevating Your Floodprone House, FEMA-347 (2000)
  2. Answers to Questions About the National Flood Insurance Program, F-084 (2011)
  3. Coastal Construction Manual, FEMA-P-55, (2011)
  4. Elevated Residential Structures, FEMA-54 (1984)
  5. Flood Best Practices (2015)
  6. Mitigation of Flood and Erosion Damage to Residential Buildings in Coastal Areas, FEMA- 257 (1994)
  7. Protecting Building Utilities From Flood Damage, FEMA-P-348 (1999)
  8. Protecting Floodplain Resources, FEMA-268 (1996)
  9. Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85 (2009)
  10. Reducing Damage from Localized Flooding, FEMA 511 (2005)

Community Specific Flood Protection Information Library

CRS Natural Functions Plan (NFP)

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